Transamerica Institute

TCRS Annual Retirement Survey

The Transamerica Annual Retirement Survey – now in its 17th year – is a poll of American workers and their employers designed to explore attitudes and behaviors regarding retirement security and benefits. The survey is one of the largest and longest-running of its kind and is conducted through an independent research firm and the data represents employees of different age groups and employers of various sizes. In addition to the findings on various retirement issues, the survey provides an in-depth segmentation and comparison analysis based on company size, gender, and age groups.


17th Annual Retirement Survey (2016)


16th Annual Retirement Survey (2015)


Retirees Survey (2015)


15th Annual Retirement Survey (2014)


14th Annual Retirement Survey (2013)

The Retirement Readiness Imperative: Overcoming the Challenges Faced by Small Companies

This report on small businesses, part of the 14th Annual Transamerica Retirement Survey, examines retirement benefits offered by small companies (10-499 employees), assesses the retirement outlook of small-company workers, offers comparisons with large companies (500+ employees), and provides recommendations.

Congressional Testimony

Catherine Collinson was invited to testify to the results of “The Retirement Readiness Imperative: Overcoming the Challenges Faced by Small Companies” before the U.S. House of Representatives Committee on Small Business at its hearing, “The Challenge of Retirement Savings for Small Employers.

Repairing the Damaged Nest Egg: How to Improve the Retirement Outlook of the Unemployed & Underemployed

As part of its 14th Annual Transamerica Retirement Survey, TCRS surveyed unemployed and underemployed workers and found that 62 percent of displaced workers are “not too” or “not at all” confident about their retirement prospects.  The report delves further into these groups and offers suggestions to help them improve their retirement readiness.

Unlocking Secrets of Retirement Readiness: Meet the Everyday People Who Are 'Power Planners'

The latest survey found that retirement confidence is on the rise, but that there are many Americans who remain unready for retirement.  However, the research also discovered five segments of 'Power Planners' who are on the road to retirement readiness and can serve as a source of inspiration for others.

14th Annual Survey (2013) - Full Survey Results

Complete results from the 14th Annual survey.  The worker report includes trend data and comparisons by age, gender, generation, household income, and participation in a retirement plan.  The employer report includes trend data and comparisons by company size.

Dreaming About Retirement

A comparison of how men and women plan to spend their lives in retirement.


13th Annual Retirement Survey (2012)

Emerging from the Economic Storm: Retirement Plans in the United States, 2007-2012

This report evaluates how American workers and company-sponsored retirement plans have fared during these five difficult years of recession and brings to light opportunities to improve the current retirement system.

Juggling Current Needs and Long-Term Security: Every Woman Needs Her Own Retirement Strategy

The annual Transamerica Retirement Study found that nearly half of working women don’t have a retirement strategy.  This report was created to shed light on women’s attitudes and behaviors related to saving and planning for retirement and outlines key steps that can be taken to help women attain a more secure retirement.

Spotlight on the Saver's Credit

TCRS released survey results to help increase public awareness of the Saver's Credit, an important tax credit for low- to middle-income workers who save through a qualified retirement plan such as a 401(k), 403(b), or IRA.

10,000 Baby Boomers Turn 65 Every Day Infographic

Fewer than 1 in 10 Baby Boomers strongly agree that they are building a large enough nest egg.


12th Annual Retirement Survey (2011)


11th Annual Retirement Survey (2009-2010)


10th Annual Retirement Survey (2008-2009)


9th Annual Retirement Survey (2007)

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