TCRS Annual Retirement Survey

The Transamerica Annual Retirement Survey is now in its 22nd year. The survey comprises research among nationally representative samples of Americans and U.S. employers. It is one of the largest and longest-running of its kind exploring attitudes and behaviors about retirement security and the intersections of health and financial well-being across diverse groups of people in all walks of life -- workers, employers, retirees, family caregivers, and the general population in the U.S.

24th Annual Transamerica Retirement Survey (2023)

23rd Annual Transamerica Retirement Survey (2022)

How to Claim the Saver's Credit

Only 49 percent of workers are aware of the IRS Saver's Credit, according to the 23rd Annual Transamerica Survey. This little little-known tax credit makes it more affordable for eligible taxpayers to save for retirement in a 401(k), 403(b), or similar employer-sponsored retirement plan; a traditional or Roth IRA, or an ABLE account. 

22nd Annual Transamerica Retirement Survey (2021)

8 Ways the SECURE 2.0 Act of 2022 Enhances Retirement Security

The SECURE 2.0 Act of 2022, a result of extensive bipartisan collaboration, represents a major milestone in enhancing retirement security. Based on the 22nd Annual Retirement Survey, Transamerica Institute and TCRS spotlight eight meaningful ways the new legislation enhances retirement security. 

Emerging From the COVID-19 Pandemic: A Compendium About U.S. Workers' Retirement Outlook

The Compendium examines demographic disparities across 35+ indicators of retirement readiness across employment status (full-time and part-time), household income, educational attainment, urbanicity, caregiver status, LGBTQ+ status, and race/ethnicity including White, Black/African American, Hispanic, and Asian/Pacific Islanders (AAPI). It also offers priorities for policymakers for improving retirement security for all Americans. This research report is based on the 22nd Annual Retirement Survey. 

Emerging From the COVID-19 Pandemic: Women's Money, Health, and Retirement Preparations

Women face a risky retirement outlook due to societal headwinds such as the gender pay gap and time out of the workforce for parenting and caregiving. Based on the 22nd Annual Retirement Survey, this report examines the experiences of women employed by for-profit companies, and the impacts of the pandemic on their health, employment, financial well-being, and retirement preparedness.

Emerging From the COVID-19 Pandemic: Four Generations Prepare for Retirement

Workers across generations -- Baby Boomers, Generation X, Millennials, and Generation Z -- are envisioning and saving for an active and purposeful retirement amid an uncertain future. Based on the 22nd Annual Retirement Survey, this report focuses on the experiences of employed workers of for-profit companies and the impacts of the pandemic on their health and happiness, employment, financial well-being, and preparations for retirement.

Emerging From the COVID-19 Pandemic: The Employer’s Perspective

Employers are navigating post-pandemic realities and adapting to the evolving needs of employees. This research report examines the impacts of the pandemic on employers and their current HR-related business practices for a multigenerational workforce, health and welfare benefits, and retirement benefits. It includes an analysis by company size based on our 2021 survey of more than 1,800 for-profit U.S. employers. 

Emerging From the COVID-19 Pandemic: The Retirement Outlook of the Workforce

The pandemic has precipitated major disruptions to the workforce, resulting in financial setbacks that could have lasting repercussions on workers’ ability to achieve a secure retirement. It also raises an urgent need for strengthening the U.S. retirement system. Based on the 22nd Annual Retirement Survey, this report examines the retirement prospects of workers who are employed by others, self-employed, and unemployed but looking for work.  

The Saver’s Credit: A Tax Credit That Pays to Save for Retirement

This report provides an overview of the Saver’s Credit, a historical trend analysis, research findings from TCRS' 22nd Annual Retirement Survey, and recommendations for public policy.

How to Claim the Saver's Credit

Fewer than half (48 percent) of U.S. workers are aware of a tax credit that may help them save for retirement, according to the 22nd Annual Transamerica Retirement Survey. Also referred to as the Retirement Savings Contributions Credit by the Internal Revenue Service (IRS), the Saver’s Credit is available to millions of eligible taxpayers who are saving for retirement. 

21st Annual Retirement Survey (2020)

20th Annual Retirement Survey (2019-2020)

19th Annual Retirement Survey (2018)

Retirees Survey (2018)

18th Annual Retirement Survey (2017)

17th Annual Retirement Survey (2016)

16th Annual Retirement Survey (2015)

Retirees Survey (2015)

15th Annual Retirement Survey (2014)

14th Annual Retirement Survey (2013)

13th Annual Retirement Survey (2012)

12th Annual Retirement Survey (2011)

11th Annual Retirement Survey (2009-2010)

10th Annual Retirement Survey (2008-2009)

9th Annual Retirement Survey (2007)

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