September 28, 2023

Retirees and pre-retirees face longevity risks from declining finances and deteriorating health in older age, as they navigate a turbulent post-pandemic economy. Unlike younger workers with a long time horizon until they retire, retirees and pre-retirees have little time to recover from financial shocks. Retirement often also involves living on limited financial means vis-à-vis Social Security, workplace retirement benefits, and personal savings and investments. Despite these challenges, they are living happy, purposeful albeit financially vulnerable lives. Based on the 23rd Annual Transamerica Retirement Survey, this report explores their visions of aging and retirement, when and how retirement happens, life in retirement and their financial situation. 

July 6, 2023

Today’s multigenerational workforce is contending with the persisting post-pandemic hangover and hurdles to their future retirement. Based on the 23^rd Annual Retirement Survey, this report examines the employment, finances, health and well-being, and retirement planning of Generation Z, Millennials, Generation X, and Baby boomers. It outlines the shifting retirement landscape and recommendations for workers, employers, and policymakers.

May 2, 2023

Employers are adapting to the future of work while navigating a turbulent economy, competitive labor market, and evolving workplace trends. Employers feel responsible for helping their employees with professional development, work-life balance, mental health, long-term health and well-being, and retirement security. However, few employers are reflecting this sense of responsibility in actual benefit offerings and business practices. This research report examines employers’ benefit offerings, identifies employees unmet needs, and outlines recommendations for employers to stand out in the evolving employment landscape such as best practices for the multigenerational workforce and changes to retirement savings plans from the SECURE 2.0 Act of 2022. 

This report is based on a 2022 survey of more than 1,800 for-profit U.S. employers with one or more employees and offers analysis by company size, including small (less than 100 employees), medium (100 to 400 employees), and large companies (500 or more employees). It also includes relevant comparisons from a survey of 5,700 workers in for-profit companies.